Every insurance plan is different in what it covers, so I recommend reaching out to your insurance company to better understand what is covered on your plan. It is the responsibility of the client to know their insurance policy benefits.
Here are some questions I find helpful to ask your insurance provider to better understand your plan when starting therapy.
- Does my health insurance plan include mental health benefits?
- Is Telehealth a covered benefit on my plan?
- Do I have to meet my deductible before sessions are covered? If so, what is it and how much have I met?
- What is my copay or co-insurance per session?
- Does my plan have a limit on how many sessions per calendar year I can have? if so, what is the limit?
- Do I need written approval from my primary care physician in order for services to be covered?
- Is Shari Ostroff (NPI# 1841658051) an in-network provider on this plan?
- Can I please have a reference number for this call?